Solutions

Atlas Property Intelligence

Atlas is the optional property risk intelligence layer inside the SnapLine platform. Enable it, and commercial property submissions are enriched with external intelligence drawn from more than 50 trusted data sources — and from the data you already own. SnapLine’s core job is submission ingestion; Atlas is what you add when you want more.

Intelligence from 50+ sources — and yours

Atlas assembles a complete risk picture for every location: current valuation and estimated replacement cost, ownership and related portfolio holdings, building characteristics and occupancy, catastrophe and peril exposure, local crime and infrastructure context, and geospatial intelligence down to emergency response times.

Every insurer configures Atlas to its own operating model. Use SnapLine’s curated enrichment data, plug in your proprietary datasets, connect third-party commercial providers you already license, draw from internal underwriting systems — or combine all of them. Atlas is an enrichment engine, not a locked data product.

From data points to decisions

Enrichment only matters if it changes the decision. Atlas intelligence feeds directly into risk scoring, triage and pricing: valuation gaps flagged as potential underinsurance before quote, accumulation visible at portfolio level, hazard exposure surfaced before the line is put down. The underwriter opens a submission that already answers the questions that used to take hours of lookups.

The Atlas data catalogue

Valuation & ownership

Current valuationEstimated replacement costPrice per square footPrevious sale pricesProperty ownershipRelated ownership & portfolio links

Building & occupancy

Building characteristicsConstruction informationOccupancyLocal infrastructure

Catastrophe & hazards

Catastrophe exposureFlood riskWindstorm exposureWildfire exposure (where available)Nearby hazardsNearby industrial facilitiesDistance to rivers & coastlines

Local risk context

Crime statisticsLocal area risk indicatorsDistance to nearest fire stationEstimated emergency response timeDistance to nearest police stationEstimated police response time

Portfolio & geospatial

Risk accumulationExposure surrounding the locationGeospatial intelligencePortfolio aggregation insights

Drawn from 50+ external sources — combined with your proprietary data, third-party providers, and internal underwriting systems, in any configuration.

Atlas property intelligence in SnapLine: hazard and protection proximity assessment on a live London submission

Atlas vs standalone property data feeds

Standalone data feedsSnapLine
DeliverySeparate portal or API to reconcileEnrichment inside the submission workflow
SourcesOne vendor’s view50+ sources plus your own and third-party data
ConfigurationFixed schemaConfigured to each insurer’s operating model
Decision linkData left to interpretFeeds risk scoring, triage and pricing directly

Frequently asked questions

Is Atlas a separate product? Do we have to use it?

Atlas is an integrated, optional capability of the SnapLine platform — no separate system to run, and never mandatory. Most customers start with submission ingestion alone, passing structured data straight into their existing systems, and enable Atlas if and when they want enrichment.

What data does Atlas provide?

Valuations and replacement costs, price per square foot, sale history, ownership and portfolio links, building characteristics, occupancy, construction, catastrophe exposure (flood, windstorm, wildfire where available), crime statistics, nearby hazards and industrial facilities, distances and estimated response times for fire and police, local infrastructure, surrounding exposure, geospatial intelligence and portfolio aggregation insights.

Can we use our own data providers with Atlas?

Yes. Atlas combines SnapLine’s curated sources with your proprietary data, third-party commercial providers, and internal underwriting systems — in any combination, configured to your operating model.

How current is the intelligence?

Atlas draws from live external sources at enrichment time and is monitored with ongoing QC checks; source-level provenance is retained so underwriters can see where every data point came from.

Related

Submission Intelligence · Commercial Property · APIs · Knowledge Centre

See it on your own submissions

Three of your own submissions, processed free — no sales call, no credit card, no integration.

Try the Demo